Recreational Vehicle & Motor Home Insurance
Here are important points to consider when it comes to insuring your personal recreational vehicle (RV):
- Personal RVs can typically be insured for up to 250 days per year, allowing you ample time to embark on winter travels or enjoy that well-deserved extended vacation.
- Liability coverage provides protection for bodily injury, property damage, medical payments, uninsured incidents, and more. Coverage details may vary by state.
- In the event of a covered total loss, you may have options to customize how your Comprehensive and Collision coverage will be settled. Tailored choices can include:
- Stated Value: Reflects the market value or actual cash value of your RV.
- Agreed Value: Ensures coverage for the agreed-upon amount, regardless of the current market value.
- Replacement Cost: Provides coverage to replace your insured RV with a similar new one.
- Consider adding Vacation Liability coverage when you use your RV as a temporary residence, and inquire about additional coverage for physical damage in Mexico, which may be available in some policies.
- Personal Effect Coverage can replace items typically used with your RV in the event of damage or loss, provided physical damage coverage is selected.
- Some policies include 24/7 Roadside Assistance, offering support in case of breakdowns or accidents. Upgrades may be available to include lodging, transportation, and meal coverage if needed.
- Ensure that customer assistance is available round-the-clock to address your insurance queries. In the event of a loss, the insurance companies we work with have skilled claims teams dedicated to getting your RV repaired and back on the road.
- Additional coverage options can include Accident Forgiveness, pet coverage, diminishing deductible, and more.
- Inquire about potential discounts that can help lower your premium. Ask The Norman Agency about eligibility for safe driver discounts, original owner discounts, package discounts, and more.
- Save money and streamline your insurance portfolio by insuring multiple items, such as your home, cars, motorcycles, classic cars, and boats, with a single company, simplifying your life in the process.
Whats Covered?
- Physical Damage
- Bodily Injury
- Comprehensive
- Collision
